FTMO

Verified

Well-documented challenge structure with clear risk limits and a bi-weekly payout cycle.

FTMO in 2 minutes

Quick version: pick a challenge type, trade inside strict risk limits, and show consistency. If you pass, you move to the FTMO Account stage and can request payouts under FTMO rules.

What matters most is risk control. Many failures happen when daily or max loss limits are broken, usually during volatile sessions.

Before the first payout, KYC and compliance checks must be complete. If documents are unclear, payout can be delayed until verification is finished.

Choosing between 1-Step and 2-Step comes down to pace. 1-Step is faster, 2-Step is more gradual. Neither one is easy if risk discipline is weak.

Practical tip: read the exact rules before you buy, especially for news trading, overnight holds, and forbidden strategies.

FTMO numeric matrix

This is the numbers view users usually ask for first.

Metric	2-Step	1-Step
Profit target	10% / 5%	10%
Max daily loss	5%	3%
Max loss	10%	10%
Minimum trading days	4 days	No minimum
Reward split	Up to 90%	90%
Leverage	Up to 1:100	Up to 1:100 (Swing up to 1:30)
Payout rhythm	Bi-weekly	Bi-weekly

Commissions and spreads

There is no single fixed commission number for all symbols. Cost varies by instrument and platform, so check symbol specifications before sizing trades.

Restricted countries

FTMO applies jurisdiction-based restrictions through legal/compliance checks. Public eligibility can differ by country and verification status.

Quick decision card

What most traders check first: payout speed, risk limits, KYC trigger, and fail conditions.

Payout frequency

Bi-weekly

Payout processing

Typically within a few business days

Max daily loss

Maximum Daily Loss applies

Max loss

Maximum Loss applies

KYC trigger

Before first payout / funded-stage verification

Top hard-fail rule

Maximum Daily Loss breach

Who is this firm for?

Based on what traders usually care about: payout reliability, clear rules, and execution limits.

Scalper

Good fit

Scalping appears allowed with rule boundaries.

Swing / slower pace

Good fit

News/holding policy is documented.

Low-risk / rule-focused

Good fit

Core fail conditions are visible.

Payout confidence

95/100

Strong

Score is based on payout visibility, KYC clarity, fail-rule clarity, support speed, and social presence.

Payout

• Frequency: Bi-weekly
• Processing: Typically within a few business days
• Minimum days: After minimum trading-day objective is met

Common rejection reasons:

Objective/risk rule breach
Incomplete identity verification
Compliance review still in progress

Drawdown

• Type: Daily + Maximum Loss model
• Daily DD: Maximum Daily Loss applies
• Max DD: Maximum Loss applies
• Reset: Midnight Prague time (CE(S)T)

Breach examples:

Breaching Maximum Daily Loss
Breaching Maximum Loss
Violating Best Day rule where active

Rules

Hard-fail

Maximum Daily Loss breach
Maximum Loss breach
Best Day rule breach (where applicable)

Warning

Consistency constraints can affect payout timing
Aggressive risk patterns can trigger manual review

Gray area

Rules differ between 1-Step and 2-Step programs; always read objective-specific FAQ

KYC

• Trigger: Before first payout / funded-stage verification
• If rejected: Re-submission required before payout can proceed.

Documents

Government-issued ID
Proof of address
Selfie/liveness check (if requested)

Before first payout

Identity verification approved
No active rule-breach review
Payout profile validated

Fees & Refund

• Challenge price: Varies by account size and challenge type
• Extra fees: Spread/commission depends on symbol and platform
• Refund terms: Challenge fee policy depends on program and completion status

Refund lost cases

Rule breach before payout eligibility
Failed verification/compliance checks
Chargeback or terms violation

Execution & Country & Support

• Spread/slippage: Execution depends on platform and market conditions
• News rule: Check objective-specific restrictions before high-impact events
• Scalping/HFT: Allowed as long as risk and platform rules are respected
• Allowed countries: Most regions where service is legally available
• Restricted: Restricted jurisdictions per official terms
• Mismatch policy: Identity and residency checks must match payout profile
• Discord: Yes (official community)
• Ticket: Yes (live chat + help center)
• Email: support@ftmo.com
• First response: Live chat / support portal
• Resolution: Case-dependent (typically business-day workflow)

Rule change timeline

Record synced from Supabase.

2026-04-23

All rules in plain language

How you pass

Choose a model, hit the profit target, and stay inside risk limits every day.

FTMO numbers at a glance

2-Step target: 10% (Phase 1) + 5% (Phase 2)
1-Step target: 10%
Max daily loss: 5% (2-Step), 3% (1-Step)
Max loss: 10% (both)
Min trading days: 4 days (2-Step), no minimum (1-Step)
Reward split: up to 90%
Leverage: up to 1:100 (up to 1:30 on Swing)

Instant fail triggers

Maximum Daily Loss breach
Maximum Loss breach
Best Day rule breach (where applicable)

Rules that can delay payout/review

Consistency constraints can affect payout timing
Aggressive risk patterns can trigger manual review

News, overnight, and strategy notes

Check objective-specific restrictions before high-impact events
Allowed as long as risk and platform rules are respected
Rules differ between 1-Step and 2-Step programs; always read objective-specific FAQ

Payout conditions

Frequency: Bi-weekly
Processing time: Typically within a few business days
Minimum days: After minimum trading-day objective is met
Before payout you must complete KYC and pass compliance checks.

KYC and compliance

Trigger: Before first payout / funded-stage verification
If rejected: Re-submission required before payout can proceed.
Government-issued ID
Proof of address
Selfie/liveness check (if requested)

Fees, refund, and restrictions

Challenge fee: Varies by account size and challenge type
Refund terms: Challenge fee policy depends on program and completion status
Rule breach before payout eligibility
Failed verification/compliance checks
Chargeback or terms violation
Restricted countries: Restricted jurisdictions per official terms
Public full banned-country list is not shown as a single fixed table; eligibility is checked by region and compliance rules.

Social proof & community

How to read: official links + platform mix + activity signal

Discord

Strong

@invite

Followers not published in current data