Fintokei

Pending

Fintokei provides virtual trading education/evaluation programs (StartTrader, SwiftTrader, ProTrader, ProTrader Swing) using simulated accounts with real market quotes.

Quick decision card

What most traders check first: payout speed, risk limits, KYC trigger, and fail conditions.

Payout frequency

Instant payout flow available on listed plans; payout option depends on plan

Payout processing

Provider/compliance dependent

Max daily loss

SwiftTrader -3%; ProTrader/ProTrader Swing -5%; StartTrader follows selected plan card

Max loss

SwiftTrader -6%; ProTrader/ProTrader Swing -10%; StartTrader follows selected plan card

KYC trigger

Before payout and at compliance checkpoints

Top hard-fail rule

Breaching daily or overall risk limits

Who is this firm for?

Based on what traders usually care about: payout reliability, clear rules, and execution limits.

Scalper

Check rules first

Scalping policy is unclear or restrictive.

Swing / slower pace

Good fit

News/holding policy is documented.

Low-risk / rule-focused

Good fit

Core fail conditions are visible.

Payout confidence

87/100

Strong

Score is based on payout visibility, KYC clarity, fail-rule clarity, support speed, and social presence.

Payout

• Frequency: Instant payout flow available on listed plans; payout option depends on plan
• Processing: Provider/compliance dependent
• Minimum days: SwiftTrader requires at least 5 trading days before payout eligibility

Common rejection reasons:

Risk/objective breach before payout request
Incomplete KYC/compliance checks
Policy violations or prohibited behavior flags
Eligibility window/conditions not met

Drawdown

• Type: Program-model based drawdown framework
• Daily DD: SwiftTrader -3%; ProTrader/ProTrader Swing -5%; StartTrader follows selected plan card
• Max DD: SwiftTrader -6%; ProTrader/ProTrader Swing -10%; StartTrader follows selected plan card
• Reset: Server-time based (plan dependent)

Breach examples:

Daily risk threshold exceeded during intraday volatility
Maximum loss threshold breached before reset/review checkpoint

Rules

Hard-fail

Breaching daily or overall risk limits
Prohibited/exploitative strategy behavior
Material compliance/KYC policy breach

Warning

StartTrader applies 40% consistency cap by phase target contribution
Simulated execution can diverge from live-market outcomes in high-impact conditions
Payout review can be delayed by compliance/provider checks

Gray area

Always verify latest plan rules in Help Center before purchasing
Use terms/disclaimer/help pages together for full policy context

KYC

• Trigger: Before payout and at compliance checkpoints
• If rejected: Payout/account actions paused until successful re-verification

Documents

Government-issued ID
Proof of address/residency (if requested)
Selfie/liveness verification (if requested)

Before first payout

KYC approved
Payout profile/payment details validated
No unresolved compliance or rule-breach review

Fees & Refund

• Challenge price: One-time program entry fee (plan/account size dependent)
• Extra fees: Execution/transfer costs may vary by provider/method
• Refund terms: Subject to terms, consumer information, and applicable policy conditions

Refund lost cases

Consumed service states defined as non-refundable
Terms/policy violations
Chargeback/dispute abuse

Execution & Country & Support

• Spread/slippage: Simulated accounts use real market quotes; outcomes can differ from live execution
• News rule: Execution and results may differ under high-impact news or low-liquidity conditions
• Scalping/HFT: Plan/policy dependent; prohibited practices are not allowed
• Allowed countries: Regions where service is legally and operationally available
• Restricted: Restrictions apply for customers related to United States, India, Russia, Belarus, North Korea, and additional restricted jurisdictions (see latest list)
• Mismatch policy: Residence/nationality compliance mismatch can lead to denial, suspension, or manual review
• Discord: Yes (official Discord)
• Ticket: Yes (Help Center + contact channels)
• Email: Contact via official support channels
• First response: Queue/channel dependent
• Resolution: Case-dependent compliance/support workflow

Rule change timeline

Record synced from Supabase.

2026-04-23

All rules in plain language

How you pass

Choose a model, hit the profit target, and stay inside risk limits every day.

Instant fail triggers

Breaching daily or overall risk limits
Prohibited/exploitative strategy behavior
Material compliance/KYC policy breach

Rules that can delay payout/review

StartTrader applies 40% consistency cap by phase target contribution
Simulated execution can diverge from live-market outcomes in high-impact conditions
Payout review can be delayed by compliance/provider checks

News, overnight, and strategy notes

Execution and results may differ under high-impact news or low-liquidity conditions
Plan/policy dependent; prohibited practices are not allowed
Always verify latest plan rules in Help Center before purchasing
Use terms/disclaimer/help pages together for full policy context

Payout conditions

Frequency: Instant payout flow available on listed plans; payout option depends on plan
Processing time: Provider/compliance dependent
Minimum days: SwiftTrader requires at least 5 trading days before payout eligibility
Before payout you must complete KYC and pass compliance checks.

KYC and compliance

Trigger: Before payout and at compliance checkpoints
If rejected: Payout/account actions paused until successful re-verification
Government-issued ID
Proof of address/residency (if requested)
Selfie/liveness verification (if requested)

Fees, refund, and restrictions

Challenge fee: One-time program entry fee (plan/account size dependent)
Refund terms: Subject to terms, consumer information, and applicable policy conditions
Consumed service states defined as non-refundable
Terms/policy violations
Chargeback/dispute abuse
Restricted countries: Restrictions apply for customers related to United States, India, Russia, Belarus, North Korea, and additional restricted jurisdictions (see latest list)

Social proof & community

How to read: official links + platform mix + activity signal

YouTube

Strong

@fintokei

Followers not published in current data