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Fintokei

Verificado

Fintokei provides virtual trading education/evaluation programs (StartTrader, SwiftTrader, ProTrader, ProTrader Swing) using simulated accounts with real market quotes.

Program/model details

Model Target Daily DD Max DD Min days Leverage Payout share
StartTrader Phase I/II/III targets: 2% / 3% / 6% Plan card based daily loss limit (enforced per selected StartTrader plan) Plan card based max loss limit (enforced per selected StartTrader plan) Phase I-II: min 3 days, max 180 days Commonly shown: 1:10 / 1:20 / 1:25 by asset Payout split depends on selected StartTrader option and current payout policy
SwiftTrader Phase I target: 10% -3% -6% Minimum 5 trading days, no max limit Commonly shown: 1:10 / 1:20 / 1:25 by asset Performance reward split follows active SwiftTrader payout option
ProTrader / ProTrader Swing ProTrader: 8% / 6%; ProTrader Swing: 8% / 6% ProTrader: -5%; Swing: -5% (balance-based daily limit) -10% Min 3 trading days per phase, no max limit Up to 1:100 (Forex), with lower ratios by asset class ProTrader/ProTrader Swing payout split follows selected payout option and current policy

Primary sources

Total: 20

Popular comparisons

Which firms are most often compared against this one?

Quick decision card

What most traders check first: payout speed, risk limits, KYC trigger, and fail conditions.

Payout frequency

Instant payout flow available on listed plans

Payout processing

Provider/compliance dependent

Max daily loss

SwiftTrader -3%

Max loss

SwiftTrader -6%

KYC trigger

Before payout and at compliance checkpoints

Top hard-fail rule

Breaching daily or overall risk limits

Who is this firm for?

Based on what traders usually care about: payout reliability, clear rules, and execution limits.

Scalper

Check rules first

Scalping policy is unclear or restrictive.

Swing / slower pace

Needs manual check

No clear public statement about overnight/news constraints.

Low-risk / rule-focused

Good fit

Core fail conditions are visible.

Payout confidence

77/100

Strong

Score is based on payout visibility, KYC clarity, fail-rule clarity, support speed, and social presence.

Critical red flags

  • Restricted-country policy not explicit.

Payout

  • • Processing: Provider/compliance dependent
  • • Minimum days: SwiftTrader requires at least 5 trading days before payout eligibility

Common rejection reasons:

  • Risk/objective breach before payout request
  • Incomplete KYC/compliance checks
  • Eligibility window/conditions not met

Drawdown

  • • Type: Program-model based drawdown framework
  • • Daily DD: SwiftTrader -3%; ProTrader/ProTrader Swing -5%; StartTrader follows selected plan card
  • • Max DD: SwiftTrader -6%; ProTrader/ProTrader Swing -10%; StartTrader follows selected plan card
  • • Reset: Server-time based (plan dependent)

Breach examples:

  • Daily risk threshold exceeded during intraday volatility
  • Maximum loss threshold breached before reset/review checkpoint

Rules

Hard-fail

  • Breaching daily or overall risk limits
  • Prohibited/exploitative strategy behavior
  • Material compliance/KYC policy breach

Warning

  • StartTrader applies 40% consistency cap by phase target contribution
  • Payout review can be delayed by compliance/provider checks

Gray area

  • Always verify latest plan rules in Help Center before purchasing

KYC

  • • Trigger: Before payout and at compliance checkpoints
  • • If rejected: Payout/account actions paused until successful re-verification

Documents

  • Government-issued ID
  • Proof of address/residency (if requested)
  • Selfie/liveness verification (if requested)

Before first payout

  • KYC approved
  • Payout profile/payment details validated
  • No unresolved compliance or rule-breach review

Fees & Refund

  • • Challenge price: One-time program entry fee (plan/account size dependent)
  • • Extra fees: Execution/transfer costs may vary by provider/method

Refund lost cases

  • Consumed service states defined as non-refundable
  • Chargeback/dispute abuse

Execution & Country & Support

  • • Allowed countries: Regions where service is legally and operationally available
  • • Discord: Yes (official Discord)
  • • Ticket: Yes (Help Center + contact channels)
  • • Email: Contact via official support channels
  • • First response: Queue/channel dependent
  • • Resolution: Case-dependent compliance/support workflow